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	<title>Andrew Graham</title>
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	<description>Blog &#38; Real Estate Tips</description>
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		<title>First Time Home Buyers Check List</title>
		<link>http://andrewbgraham.com/first-time-home-buyers-check-list</link>
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		<pubDate>Wed, 22 Feb 2012 22:18:12 +0000</pubDate>
		<dc:creator>Andrew Graham</dc:creator>
				<category><![CDATA[Buyer Tips]]></category>

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		<description><![CDATA[Many times when the process is complete, first time home buyers look relieved but also amazed. They wonder how it all seemed to whirl by so quickly and how it ever happened that one moment they were saying &#8220;We should buy a house&#8221; to hearing &#8220;Here are the keys!&#8221; The truth of the matter is most first time home buyers have been looking and buying long before they realized it. Most start by maybe picking up a few free home listing books you see at the grocery store or maybe a search on the internet for some homes in the price range or area you were thinking you wanted to buy in. In reality you&#8217;ve been a buyer for quite [...]]]></description>
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		<title>The life you long to live is as close as your next action. All you have to do is do what matters.</title>
		<link>http://andrewbgraham.com/the-life-you-long-to-live-is-as-close-as-your-next-action-all-you-have-to-do-is-do-what-matters</link>
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		<pubDate>Wed, 22 Feb 2012 14:56:46 +0000</pubDate>
		<dc:creator>Andrew Graham</dc:creator>
				<category><![CDATA[Daily Quotes]]></category>

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		<title>Understanding A Short Sale</title>
		<link>http://andrewbgraham.com/understanding-a-short-sale</link>
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		<pubDate>Tue, 21 Feb 2012 21:22:06 +0000</pubDate>
		<dc:creator>Andrew Graham</dc:creator>
				<category><![CDATA[Seller Tips]]></category>

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		<description><![CDATA[Short sales have become more prominent in the real estate business, in line with the burst in the housing bubble across the United States. However, it could be a good option for a seller who&#8217;s facing bankruptcy or even foreclosure. In order to understand if this is a reliable option for you, consider speaking with a realtor who can guide you through the process. If you are on the brink of foreclosure or have already filed for bankruptcy, you can talk to your attorney or find a real estate lawyer, who specializes in these types of cases. During a short sale, the home lender (bank or mortgage company), accepts a payment from the perspective buyer that is lower than the [...]]]></description>
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		<title>Rise fast above disappointment &#8211; know you have what it takes to bring true success into your life.</title>
		<link>http://andrewbgraham.com/rise-fast-above-disappointment-know-you-have-what-it-takes-to-bring-true-success-into-your-life</link>
		<comments>http://andrewbgraham.com/rise-fast-above-disappointment-know-you-have-what-it-takes-to-bring-true-success-into-your-life#comments</comments>
		<pubDate>Tue, 21 Feb 2012 17:25:18 +0000</pubDate>
		<dc:creator>Andrew Graham</dc:creator>
				<category><![CDATA[Daily Quotes]]></category>

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		<title>All Lenders Are Not Created Equal</title>
		<link>http://andrewbgraham.com/all-lenders-are-not-created-equal</link>
		<comments>http://andrewbgraham.com/all-lenders-are-not-created-equal#comments</comments>
		<pubDate>Mon, 20 Feb 2012 20:56:24 +0000</pubDate>
		<dc:creator>Andrew Graham</dc:creator>
				<category><![CDATA[Buyer Tips]]></category>

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		<description><![CDATA[While the majority of mortgage lenders do follow a set of rules, guidelines, and most importantly laws regarding how they do business you have to realize that like any business you can always expect to find those who aren&#8217;t trustworthy. Lenders who do operate within the laws and guidelines of their state and federal laws are generally well known. One good reason to utilize a Buyer&#8217;s Agent is for this exact reason; they know who the lenders are that can be trusted and whom you can qualify for according to the current situation. Attempting to do the entire process on your own, from finding to buying your perfect home to finding the right lender is simply not recommended. Utilize the [...]]]></description>
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